The palm biometric payment solution simultaneously recognizes palm surface patterns and finger veins to precisely and securely identify a user. It supports contactless authentication, enabling authentication in less than a second by simply bringing the hand close to the terminal, without the need to place or directly touch the terminal.

High-resolution sensors precisely analyze the multilayered surface patterns of the palm, including major and minor lines, and the epidermal ridges. Millions of feature points are extracted to create a unique biometric ID, offering greater security and identification accuracy than passwords or PINs. With a wider recognition range than fingerprints, it offers high data density and resistance to forgery and tampering, making it a versatile authentication method.

Liveness is detected non-contactly through the blood flow in the finger veins beneath the palm skin using an IR sensor. Because the blood flow is not exposed to the outside world, the risk of duplication is low and counterfeiting is virtually impossible. Furthermore, by recognizing the blood flow within the finger veins and automatically determining whether the hand is actually alive, the hand is equipped with a powerful anti-counterfeiting function.

Universe AI's facial recognition payment solution is optimized for the retail, fintech, and financial industries, which require security, convenience, and a contactless payment environment.

Universe AI's facial payment solution provides significant value to customers:

• Retail/franchise stores seeking to provide a safe and fast payment experience.
• Unmanned and automated stores seeking to simultaneously process identity verification and payment.
• Distribution/service industries seeking to maximize customer convenience and streamline store operations.